After keeping a budget for 4 weeks, what have I learned?
Things don’t create happiness. Living honestly does. Learning does. Sharing ones truth does.
As for money, it has regained its place as a tool not a master.
Have we kept to the budget? Yes and no. We kept spending within the jar amounts set for each week. We even had money left over that we were able to redistribute to areas we want to save for (our New Years vacation!). On the no side, a couple big things happened this month. Hubby left his job and as a result received a larger check (leave payout, small bonus). Since he already has work lined up for the month (thank God!), we used it to pay for some big ticket items (new tires and a snow blower, exciting I know). To go back to our plan, future windfalls will be distributed according to our windfall plan.
One huge change in my life resulting directly from implementing a budget with my spouse, we don’t fight about money anymore. Not once in four weeks. This is a big deal for us as we have regularly fought about money in the decade we have been married. What was the change? We each have “allowances”, an amount we receive a week to spend how we chose, no questions asked. No more tiffs over lattes or drinks with friends, no more comparison of who spent what on clothes. We are a team on the big picture of how we use our money and the day to day stuff no longer matters. It is clear when we are meeting our goals. Since we have completely combined our finances since day one, this means financial peace in our household.
Tell me, do you bicker over money? Do you give yourself an allowance? Any tips for how you have found financial peace in your household?